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"Enterprises should be prepared to survive without subsidies and accept the reality that the industry is undergoing restructuring. It is also important to eliminate outdated technology. Therefore, the main focus for companies should be to lower costs and improve technology.

"Establishing an asset management subsidiary will prevent risks arising from the asset management business from spreading to the parent bank," said Zeng Gang, director of banking research at the Chinese Academy of Social Sciences' Institute of Finance and Banking. He said investors will now only be able to hold the parent bank financially responsible for losses equal to the extent of its investment in the subsidiary, rather than the full extent of any losses, as had been expected previously.

"Ever since I bought my first Xiaomi, I've never had the urge of trying out any other brand. It just delivers everything I need and I like its reliability," said Eduardo Pe?a, a Xiaomi user.

"Farming in a more scientific way does pay off," said Guo Liancheng, a local villager. "Under the guidance of the students I've had another grape harvest this year."

"Expanding to small and medium-sized cities and gaining more lower-tier markets are of strategic value and significance to both Dada-JD Daojia and merchants on the platform," said Philip Kuai, founder and CEO of Dada-JD Daojia.